I had my annual physical a couple of weeks ago.
Generally good health, except for weight. All my labs were normal.
And today I received the bill.
Zero dollars for me to pay, thanks to a Cadillac insurance policy through my employer.
The total for the whole whiz-bang (office visit plus all lab work and a flu vaccine) came to a whopping $985. Insurance pre-negotiated much of that down. My office visit charge (Established Patient, Physical) was $285, of which insurance paid the clinic $111.16 for the brief time I spent with the nurse, and the 20 minutes with the doctor, plus all overhead.
One lab charge was $275, negotiated down to $27 to run by CBC.
Thoughts:
- this is a racket.
- how does anyone without insurance afford this kind of preventative care at all?
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